Archive for the ‘Personal Finance’ Category

How can I get loan companies to quit hassling me about consolidating my student loans?

Tuesday, January 19th, 2010
leedogg1981 asked:


I graduated college in 2004 and consolidated that same summer. The rates they offer now are no where near as good as the rates I’ve already got from when I consolidated back then. Don’t all the lending companies share information? The phone calls and the letters in the mail are driving me crazy!

I need help writing an agreement for lending money from my boss to me?

Monday, January 18th, 2010
Rebeca asked:


my boss is lending me some money (cash advance) and he asked me to write a letter/agreement were i agree to pay back and get deducted every pay period some money. Does any one have a form or example? Help please!

Is prosper financial a legitimate lending instituition?

Sunday, January 17th, 2010
cute21trinigal asked:


I am on SS Disability and need to consolidate medical and credit card bills I was advised to apply to PROSPER but I am a bit leery to put my personal information on the site are they legit.

Why is lending and borrowing money at interest considered immoral?

Sunday, January 17th, 2010
Taylor asked:


Why is lending and borrowing money at interest considered immoral as stated by philosophers?

How do I draw up a contract for lending money?

Saturday, January 16th, 2010
Chris T asked:


I’m lending my friend $1000 because he needs it to pay off some debt. It’s not that I don’t trust him but just in case something happens, I think I would feel a lot safer with a contract written up..

Does anyone know the format to do this? Do I need to go to a lawyer? I don’t want to make a huge deal out of it considering this is a friend, but I would like to have a small amount of insurance in loaning this amount out.

Is there a bank or lending company that will help people with less than perfect credit to get a loan?

Thursday, January 7th, 2010
sammycolt asked:


I am looking to get a loan to help pay off some bills and get ahead too. But I am looking for a legitmate company and one that does not require any fees up front too. Any information that someone can give me would be great? Thanks

Need a website that have information about predatorty lending?

Saturday, January 2nd, 2010
Rudy T asked:


I’m writing a hypothesis on predatory lending and I need a website that has reliable information concerning the topic. I am attempting to compare mortgage loan practices between countrywide and other mortgage companies . I am looking for satistics to include in my paper.

Has anyone ever been helped by First Choice Lending or by Lending Tree to consolidate debts?

Wednesday, November 12th, 2008
cocoa asked:


Some guy called my mom from First Choice Lending about helping her with debts. How did they get her number? Is it a scam? I heard of Lending Tree, can they help me even if i have a score of 500 and owe about $10,000 that I am in debt right now.

What happens to a person’s mortgage when the lending company goes bankrupt?

Friday, October 31st, 2008
Garry C asked:


Does the person pay the mortgage balance to the bankruptcy court? Does the person have to find another lending company to take up the mortgage balance?

Is the sub prime lending crises due to banks trying to unload mortgages/bussiness loans of illegal alians?

Saturday, October 11th, 2008
tuff2bme001 asked:


What are the major “low” lending standards that has caused the “sub prime” mortgages crises?