Lending Information 4 You

mhb_valentine asked:


Well, during the current credit crisis, lending on the interbank market nearly came to a halt because Banks did not trust lending to each other.

So can someone use information economics to improve my understanding of what happened?

We’ve seen a possible solution to the problem is having the government provide guarantees for loans in the interbank market. But what are the limits of this approach, again, in the light of information economics?

malhassen02 asked:


Working on gettin a loan through them and when I try to check them out, there is npthing posted anywhere about them. They are on the Better Business Bureau’s websit but their company information is in the process of being updated.

Badash asked:


My husband and I are in the process of purchasing a business. The banker has all the information necessary and has sent the application to underwriting. He said that he should get the spreads back today and will call to discuss, but I don’t know what he means by spreads…can someone explain this?

tbabyfaeva asked:


My boyfriend wanted to take out a loan with second chance lending and make it seem like it was all good, but then I researched them and found out that it was a fraud before he actually send them any money or anything, but the thing is this dummy already gave this his SSN and State ID!!! Do you think they will use those in a certain way? I mean he doesn’t have money or credit, but is there a way that they can still use that information against him?

Immoral Hazard asked:


If these institutions are already receiving tax payer funds, why would they take any risk by lending?
Why would they bother to do business. Since they’re already reaping rewards by not taking any risk, why take any risk?

Cv asked:


they claim they are a hard money lending company that gets investors to lending you money with a collateral if you dont have any, then you pay a down payment (a percentage of like 15%) of the amount they lend. i have searched every where and i know there is a real estate company under caldwell but not a lending group. i just would like to know if any one has heard of this company?

chuckg627 asked:


I have experience and know the business does anyone have any resources, banks or lending institution broker programs they can fill me in on.

sxysweetsis4u_2000 asked:


I am trying to obtain a mortgage for about 380k, using a FHA loan. What is the difference between The lending Tree company and getting a mortgage from chase bank, bank of America etc…… Is the lending tree company safe? please give me detailed answers.

Lil Angel 68 asked:


Why is it so hard for qualified Black-Americans to get loans from banks and lending institutions?

gangai asked:


How do the losses for Citi due to subprime lending compare to some of the other industry giants; Goldman Sachs, Morgan Stanley, and even Bear Sterns? Do Citi more consumer based offerings diversify them enough to compete with these banks?