Archive for the ‘Credit’ Category

What banks have money and are lending for home loans right now?

Friday, January 15th, 2010
Mechanicboy asked:


I have a FICO score of 725 so I’m thinking if I find the right bank I could still get a home loan even in this economy, but which banks should I apply at first? I live in Northern California and want a fixed rate loan.

has anyone ever done business with weichert lending group if so how are they?

Monday, January 11th, 2010
stacey d asked:


weichert lending group is a loan company based in pittsburgh pa if anyone has any information regarding this company let me know thank you

What can be done about predatory lending practices in the student loan industry?

Thursday, October 2nd, 2008
EsoMan asked:


More and more students are graduating with loads of debt from “private lenders” (ex. Sallie Mae, Wells Fargo, Xpress Loans) who make loan terms unclear, and repayment plans ambiguous. These loans can rarely be consolidated, have high interest rates, are non-dischargable in bankruptcy, and have very high payments. Congress is realizing that something must be done to alleiviate the burden on the students that fell victim to these lending practices by the banks. What remedies do you think should be allotted these students? How do we fix problems within private lending so students can pay their loans while still maintaining a decent quality of life?

What’s the difference between “microfinance” lending and “subprime” lending?

Sunday, September 28th, 2008
Babyface asked:


Some guy wins the Nobel prize for microfinance lending in Indonesia. What he described sounded just like the villified subprime lending in the U.S. Is there a difference between the two? One sounds humanitarian, the other rapacious, but the rates & products sounded exactly the same to me.

Does anyone know of a subprime lending for home mortgage score a little less than 600?

Saturday, September 27th, 2008
edensalon10 asked:


Credit issues due to broken neck in 2000. Stable now and have good income but trouble finding lending? Any help welcome.

wondering about opinions on new bill that passed in ohio about payday lending? What do you think?

Wednesday, September 24th, 2008
sammywoo asked:


New law passed in Ohio that will eliminate payday lending industry. Will put over 6,000 out of work and eliminate short term loans for people that don’t have good enough credit to go to a bank and get a short term loan. I would just like to get some people’s opinon on this. Thanks for all the input.

What 11 pieces of information does the Truth In Lending Act require the lender to inform the borrower of?

Wednesday, September 17th, 2008
Kenny G asked:


I dont know what the Truth In Lending Act does but there are 11 pieces of information for the act

Where can you find lending rates at for vehicles?

Friday, September 5th, 2008
Sherry asked:


I want to check lending rates without applying for a loan. I want to see who has the best rates and what your credit score needs to be for those rates? research puroses.

What does ‘WAN’ mean when related to mortgage lending regulatory compliance?

Thursday, August 21st, 2008
monty asked:


I’m reading some documents I ran accross online which references “prohibited WAN practices and practices” when covering anti-predatory lending and high-cost mortgage loans. I’ve searched every wehre i can think of to locate the definition of “WAN” but have yet to find anything.

how to start a consumer finance lending company?

Thursday, July 24th, 2008
Hassan E asked:


I’m involve with a consumer finanace project. There is a business plan for this project which is based on old methodes of loan processing. I’m looking for a modern way to start and manage a lending company.